Our Team

The matchbox team is comprised of experienced mortgage bankers with strong and diverse backgrounds who work collaboratively to provide the best possible service to our clients. We all have mortgage in our DNA and work every day to increase our mortgage IQ. Please see the following snapshots of the members of the matchbox team.

Frank Fiore

President of Matchbox LLC

For the first 10 years of his career, Frank Fiore gained experience in the financial world on Wall Street working at Nomura Securities, Lehman Brothers, and Morgan Stanley. During this time, he learned to appreciate the balance between the services needed by front office production units and the support needed...

  Read More

Jonathan Yosha

Vice President – Secondary Marketing Division

Jonathan Yosha is a Vice President at matchbox LLC and is responsible for managing its Capital Markets Division, as well as consulting on all things Secondary. He has 15+ years of mortgage banking experience and while his core focus is in secondary marketing, he also has the unique ability to...

  Read More

Kimberly Apel

Senior System Analyst – Technology Division

When Kimberly Apel began what was supposed to be a “part-time” job at a community lender, she had no idea her career in the mortgage industry was just taking shape.  During her tenure, the company doubled its employee count and loan volume.  As the company grew, her role evolved and...

  Read More

Jill Radtke

Senior Systems Analyst – Technology Division

Jill comes to matchbox with more than 17 years’ experience in the mortgage industry.  During her earlier years, she wore may hats including processor, loan office assistant, closer, post closer, and operations manager.  The one common denominator during those early years was each company utilized the Ellie Mae Encompass Loan...

  Read More

Julia Lambert

Business Analyst – Technology Division

Julia is an active member of the technology team. She fills a number of roles when working with clients for the purposes of translating their requests into functional technology development requirements. While utilizing her accounting background, Julia has excelled in deepening her mortgage knowledge which has greatly aided the support...

  Read More

John Warmus

matchbox University – Corporate Trainer

John has grown up in the mortgage industry and has experience in everything from origination, processing, and underwriting. Working with both community banks and large nationwide lenders has granted John experience and knowledge in all aspects of the mortgage-banking world. Before joining matchbox, John worked for D + H Solutions...

  Read More

steven clerkin 

Systems Analyst - Technology Division

From Marketing to Mortgage, Steven began his career in the fast paced world of advertising and marketing. He joined matchbox team as a systems analyst in our technology decision. He has always had a great passion for technology and joined matchbox  to expand his knowledge in the ever changing world...

  Read More